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SPRINGFIELD, Mo. (AP) -- An evangelical Christian college located near the southwest Missouri resort town of Branson is making it difficult, if not impossible, for students to obtain any loans.

The Springfield News-Leader says the College of the Ozarks has stopped certifying private student loans. It's barred state and federal loans since the 1990s.

Longtime President Jerry C. Davis says "the driving force behind this is that debt is bad."

Of the school's 1,350 students, 250 to 300 of them currently receive a loan, often from a hometown bank. The college is taking steps to help students adjust. They include expanding summer work opportunities and freezing room-and-board costs.

The college itself is debt free. It makes sure it has cash in hand before doing things like building a residence hall.

ST. LOUIS (AP) -- A St. Louis man faces criminal charges in a crash that killed a 53-year-old man and seriously injured two others.

Forty-one-year-old Robert A. White was charged Friday with first-degree manslaughter, two counts of second-degree assault and three counts of armed criminal action.

Police said White was driving a sport utility vehicle that T-boned another vehicle Thursday. Marcus Dorsey was killed and two passengers were hospitalized.

The St. Louis Post-Dispatch reports that White was treated for minor injuries and arrested.

Officials said White had fled the scene of an earlier accident with a St. Louis City License Collector's vehicle. Police said the driver of the city vehicle called 911 and followed the SUV.

The second crash was one or two miles away from the first.

WASHINGTON (AP) -- President Barack Obama says the U.S. must shift cars and trucks off oil for good so the public can avoid spikes in gasoline prices.

In his weekly radio and Internet address, Obama promotes a plan to direct $200 million a year into an energy security trust to fund research for alternatives like electric car batteries and biofuels. He says the trust would use revenues from federal leases on offshore drilling without adding to the deficit.

Obama says investing in clean energy will help create jobs. He's envisioning cars that can one day go coast to coast without using any oil.

In the Republican address, House Budget Committee Chairman Paul Ryan of Wisconsin says Republicans have a plan to balance the federal budget in 10 years by cutting spending.